2014 Open Enrollment
NAU will be conducting Open Enrollment from October 28th to November 15th. Open Enrollment is your one opportunity each year to make changes to your benefits, without a qualified life event. The changes you make during Open Enrollment will be effective January 1, 2014. Open Enrollment is normally the time when any plan changes are communicated. So what is changing? What is staying the same?
|Medical Coverage||There is no change to your medical contribution amount. That includes the NAU Blue Cross Blue Shield Plan and all of the medical plans sponsored by the State of Arizona.|
|Dental Coverage||There is no change to your dental contribution amount. That includes employees enrolled in either Delta Dental or Total Dental|
|Vision Coverage||There is no change to your vision contribution amount.|
|Supplemental Life Insurance||If you are enrolled in individual or dependent supplemental life insurance with The Hartford, there is no change in your premium rate. There will be a 4.9% premium rate increase for employees enrolled in individual or dependent supplemental life insurance with Aetna.|
|Short Term Disability||If you are enrolled with Unum for short term disability, there is no change to your premium rate. The premium rate will increase from $0.69 to $.70 per one hundred dollars of covered monthly base pay for employees enrolled in The Hartford for short term disability.|
Changes to the NAU Blue Cross Blue Shield Plan effective January 1, 2014
In order to maintain the same employee premium contribution amount for 2014, NAU is making the following changes to the NAU Blue Cross Blue Shield Plan effective January 1, 2014.
|Out of Pocket Maximum||The Out of Pocket Maximum Amounts will be increased from $1,000 to $1,500 for single and from $2,000 to $3,000 for family; for many this increase will be offset by the inclusion of other current expenses being counted toward your Out of Pocket Maximum Amount. Effective January 1, 2014 the Affordable Care Act requires all copayments and coinsurance amounts be included in Out of Pocket Maximum Amounts.|
Certain procedures, such as x-rays, surgery, chemo/radiation therapy, injections, and spinal manipulations will now require an office visit copay, but an office visit copay will not be required for lab work, immunizations and allergy injections. Copays will be limited to one per day per provider.
The copay amount for offices visits will continue to be as follows:
|Other Plan Changes||Blue Cross and Blue Shield has notified us that they will be making several minor benefit enhancements effective January 1, 2014. Those changes will be posted on this website as they become available.|
Delta Dental PPO Premium Plan effective January 1, 2014
The six month waiting period will be removed for all Class III benefits effective January 1, 2014. In addition the reimbursement period for orthodontics will be extended from six months to twelve months.
Aetna Supplemental Life Insurance Maximum
Effective January 1, 2014 the maximum individual supplemental life insurance amount for employees enrolled in with Aetna will be increasing from $200,000 to $300,000.